Purchase a Property

15:49 May 21, 2020
1913
Purchase a Property

Purchase of apartments

Our portal will help you to buy an apartment from the developer or to buy the so-called secondary real estate. Housing can be formalized with mortgage in both cases. It`s important to say firstly that the object must prove its liquidity to become lent.

If you are going to buy an apartment for the first time, you should learn how to buy it cheap. These following factors affect the cost of real estate:

  • Area and number of rooms. Here we have a direct correlation: the greater is the number of living and non-living quarters, the higher is the price;
  • Location. If you want to buy an apartment really cheap, take up ads for housing in remote areas. It is notable that the location of the object can be a more important criterion to value than the area and number of rooms of the property. For example, for a studio-apartment in the city center or near sights, you have to pay the higher price, than for two- or three-bedroom apartment in a quiet area. With the presence of walking distance to the metro station the cost increases, too;
  • Features of the building. Ceiling height, material of construction of walls and ceilings, date of construction and type of house – if you are interested in buying an apartment, you need to take into account the present technical condition of the building.

With the service "CHILA" you can buy accommodation  faster and easier. Use filters, and you will see only ads corresponding your demands:

  • Cost (you can buy accomodation without middleman and cheap or consider elite options of living space);
  • The location of the object (we will help you to buy cheap apartment in Russia and in any country of the world);
  • The number of rooms (one -, two-, and three-bedroom apartment);
  • Infrastructure.

Buying a property is possible both with a middleman and without an agent. All ads have colored photos and detailed descriptions.

Resalе property

The main meaning of a resale property is that these objects have already been put into service and used for some period of time. We need to say that these objects can be residential as well as commercial. You can buy it with the use of mortgage and maternal capital.

Real estate purchase in the secondary market has a number of advantages:

  • The object is ready to move in. Immediately after receiving the keys, you can enter the apartment;
  • Profitability and ease of registration of the mortgage. Buying an apartment on the secondary market is considered to be a simpler process that the registration of a mortgage on housing from the developer. This is due to the fact that the objects of "secondary" are more liquid. The rate of mortgage lending will be much lower in the first case;
  • Wide range of options. You can buy cheap property here literally with any financial possibilities. In the secondary market  there is always a lot of economy as well as business and luxury housing alternatives.

There are usually less questions with a purchase paperwork. The purchase and sale transaction can be carried out in just a couple of weeks. But we do not advise to hurry with the operation as long as you do not make sure of the legal "purity" of the property.

Purchase of commercial real estate

On our website you can see offers to buy a shop, trade and office, warehouse and other commercial areas. We call your attention that commercial space means any non-residential objects that allow to generate income one way or another.  

Is it possible to buy CS as a natural, not as a legal person? Yes. Before making a purchase, consider a few important points:

  • You can purchase commercial real estate (whether you want to buy a house in which you will open a business center in the future or a ready-made store for your business) only with the consent of your spouse;
  • In case of divorce, the object will be recognized as a joint property;
  • If you own real estate for less than 5 years, you must pay a tax on its implementation (12% of the difference between the cost of buying and selling, no matter if you bought CS cheap or expensive).

The purchase of commercial space in the mortgage is possible. However, any Russian bank will impose a binding condition – the availability of an initial contribution.

Commercial real estate can be transferred to the housing stock, if there are no encumbrances on the object, and it meets all the requirements for living space. However, the process is quite long and financially costly. Buying an "ordinary" apartment is faster and more profitable.

To buy the land

Buying land is possible with your own money and for mortgage. While choosing a land plot, pay attention to the following points:

  • Proximity of forests, Park areas, natural reservoirs. If these objects are located within a radius of several kilometers, the cost of land will be higher;
  • Features of the infrastructure. If there are factories and plants, power lines and sewers, manufacturing enterprises nearby, the land can be recognized as illiquid. But the presence of the village infrastructure (shops, pharmacies, educational institutions, etc.) is only welcome;
  • Availability/absence of connection to the main communication systems. If you are interested in buying land, choose among those facilities that can be or have already been supplied: electricity, gas, water. The maximum distance from the hydraulic fracturing to your site should be 100 meters, from the property to the Central water pipe – up to 200 meters. At least one electrical pole must be within 300 metres.  

Recommendations for the purchase of land:

  • Make sure that the actual construction sites on the land comply with those buildings that are specified in the title register for the object;
  • Make sure that the land is not subject to third-party property claims;
  • There should be no encumbrances on the land plot;
  • completed cadastral passport is required for registration of the transaction for the sale.

Our site enables to buy land not only in Russia but also abroad. Use the filters by geolocation and you will see the relevant ads immediately.

Buy house

The purchase of a house located within the Russian Federation is possible with mortgage. The number of relevant credit programs is now sufficient in literally every Bank of the Russian Federation.

Is it possible to buy a property by the sea cheap, located abroad with the help of Bank loans? Yes. The easiest way to do this is if the object is located in Spain, Canada, France, Germany, Britain and other countries -  with a developed credit system.

If you decide to buy a house without facing any problems, these are worth taking into account:

  • Land plots, where the cottages are often located, are quite often issued on the basis of a perpetual use right. First of all, read the documents establishing the ownership of the property;
  • Land can be offered for purchase without demarcation (without setting exact boundaries). You should insist on the surveying made by the seller. He needs to put the land in the cadaster after the procedure, and register the object. Also all these activities you will be able to perform on your own. However, they require both time and effort;
  • The contract must be concluded for the cottage and land at the same time;
  • If you want to purchase a building by proxy, make sure the authenticity of the paper through a lawyer;
  • Make sure that the house and land meet all the parameters specified in the housing documents;
  • Before you buy a house, find out if there is any encumbrance: foreclosure, bail, arrest.

You will find ads of houses of the primary and secondary market for sale on our site. Be especially careful while choosing an unfinished cottage.

However, note that the real estate "secondary" may have problems. The current Land Code of Russia prohibits the sale of houses without the land on which they are built. The absence in the agreement on purchase and sale of the cottage conditions on granting the right of ownership of the land will lead to the recognition of the document illegal. But even today you can see the houses on the plots, not decorated in the necessary way. 

With the service "CHILA" you can find and buy real estate of any kind, area, location and financial category. However, we advise you not to hurry with the acquisition. Make a deal for the sale with the support of a lawyer.